The recent closure of Mint has left many people searching for a new home for their financial tracking. While it was a beloved free tool, its departure opens the door to exploring a wide array of powerful and specialized alternatives. Whether you’re looking for a simple budgeting app or a comprehensive financial management platform, there is a solution tailored to your needs.
Finding the right fit depends on your personal goals. Do you need robust investment tracking, a straightforward way to manage cash flow, or a tool to help your family save for a specific goal? This roundup covers a diverse selection of the best Mint alternatives, from established software to innovative physical tools, to help you take control of your money with confidence.
Our Top Picks for Managing Your Money
- TeaZa Herbal Energy Pouches Nicotine Free Dip
- Teeccino Chicory Coffee Alternative – Chocolate Mint
- Movemints Clear Aligner Mints – Patented, Edible Alternative
- StarMintz – Clear Aligner Mints – Edible Alternative
- Grand Tongo DEET-Free Green Tea + Mint Insect Repellent
- Jetec 1 Pcs 1000 Mini Money Saving Binder Challenge Book
- Quicken Deluxe Personal Finance & Budgeting Software
- Simplifi by Quicken | Personal Finance App Subscription
TeaZa Herbal Energy Pouches Nicotine Free Dip
For those seeking a tobacco-free alternative, TeaZa Herbal Energy Pouches offer a crisp, minty experience. These pouches are designed to provide a refreshing sensation without any nicotine, making them a different kind of “mint” alternative for your personal routine. They are a tobacco-free chew option for adults looking for a similar ritual without the associated ingredients.
The product is marketed as an energy pouch, providing a focused experience through its herbal blend and invigorating Cool Mint Chill flavor. Each pack contains multiple pouches for convenience, offering a premium and crisp minty flavor that lasts.
Teeccino Chicory Coffee Alternative – Chocolate Mint
Teeccino offers a unique beverage alternative for those managing their caffeine intake while still wanting a rich, coffee-like experience. The Chocolate Mint flavor combines organic peppermint with cocoa, creating a soothing and satisfying drink. It’s an excellent choice for any time of day, especially in the evening when caffeine can interfere with sleep.
This herbal coffee is naturally caffeine-free and acid-free, making it gentle on digestion. It is also a prebiotic, supporting gut health, and is made from non-GMO, organic herbs without artificial flavors or preservatives. It provides a natural energy boost from nutrients rather than stimulants.
Movemints Clear Aligner Mints
Movemints provide a specialized solution for individuals using clear aligners. These mints act as an edible and more hygienic alternative to traditional aligner chewies. They help seat aligners properly, ensuring a snug fit while also freshening breath and alleviating dry mouth.
Created by an orthodontist, these spearmint mints are sugar-free and use xylitol, which is known to support oral health. They are also gluten-free, aspartame-free, non-GMO, and vegan, making them a smart choice for maintaining oral hygiene during orthodontic treatment.
StarMintz Clear Aligner Mints
Similar to Movemints, StarMintz offer another reliable option for clear aligner users. These spearmint mints are designed to help seat aligners correctly, improving comfort and fit. They simultaneously work to freshen breath and eliminate dry mouth, addressing common issues for those wearing aligners or retainers.
As an edible alternative to plastic chewies, StarMintz are convenient and dissolve easily. They are formulated with xylitol and are sugar-free, gluten-free, and vegan. Dentists recommend them for their role in promoting better oral health during orthodontic care.
Grand Tongo DEET-Free Green Tea + Mint Insect Repellent
Grand Tongo Insect Repellent provides long-lasting protection from mosquitoes and ticks with a formula that is a DEET alternative. Its 20% Picaridin formula is derived from natural sources, making it effective yet gentle, even for those with sensitive skin. The pleasant Green Tea and Mint scent is a welcome change from the strong odor of traditional repellents.
This repellent offers up to 12 hours of defense against mosquitoes and ticks, and up to 8 hours against other biting insects like flies and gnats. It is a reliable choice for outdoor activities, helping to protect against insects that may transmit diseases.
Jetec Money Saving Binder Challenge Book
For a tangible approach to budgeting, the Jetec Money Saving Binder turns saving into a visual and engaging challenge. This compact binder is designed for the 1000-envelope savings challenge, making it an effective tool for building an emergency fund or saving for a specific goal like a vacation or a car.
Its small size makes it highly portable, and it includes pockets for cash, cards, and checkbooks. The secure buckle ensures your money stays safe, providing a simple, non-digital method for managing your cash flow and developing consistent saving habits.
Quicken Deluxe Personal Finance & Budgeting Software
Quicken Deluxe is a powerful, desktop-based software for comprehensive financial management. It allows you to sync and manage your checking, credit card, savings, and investment accounts from one central location. This software provides a detailed view of your spending and helps you create a customized budget to stay on track.
Beyond budgeting, Quicken Deluxe offers features for tracking investments, monitoring your portfolio performance, and managing bills. It can also help you plan for tax time by categorizing deductible expenses. For those who prefer a detailed, in-depth analysis of their finances on a PC, Quicken Deluxe is a robust alternative.
Simplifi by Quicken | Personal Finance App Subscription
Simplifi by Quicken is a modern, mobile-first personal finance app designed for those who want a clear and simple overview of their money. It connects to your financial accounts to provide a real-time snapshot of your cash flow, upcoming bills, and spending patterns. The app uses customizable spending plans to help you prepare for both your regular expenses and your savings goals.
With intuitive visuals and alerts, Simplifi makes it easy to monitor your financial health on the go. It’s an excellent subscription-based option for individuals and families who want the power of Quicken but prefer a more streamlined and mobile-friendly experience for their daily money management.
Buying Guide: How to Pick Your Next Money Manager
Since Mint shut down, I’ve been on the hunt for a new way to manage my money, and I know I’m not alone. The world of personal finance apps is huge, and picking the right one can feel overwhelming. It’s not about finding the “best” app in general, but the best app for you. Your financial life is unique, so your money management tool should be, too. Let me walk you through what I consider the most important factors when looking for one of the best alternatives to Mint for managing your money.
First, think about your primary goal. Are you trying to get a grip on your spending by tracking every coffee and streaming subscription? Or are you more focused on the big picture, like planning for retirement or saving for a house? If you’re a detailed budgeter, you’ll want an app with strong transaction categorization and customizable budget limits. If you’re an investor, look for tools that connect to your brokerage accounts and help you track your portfolio’s performance alongside your cash flow.
Next, consider the cost. Many of us got used to Mint being free, but most of its powerful competitors operate on a freemium model. This means you get basic features for free, but you have to pay a monthly or annual subscription for the advanced tools. Ask yourself what you’re truly willing to pay for. Is automatic savings, premium investment tracking, or access to human financial advisors worth a few dollars a month to you? Be honest about which features you’ll actually use.
Security is non-negotiable. Any app you consider should use bank-level security, which typically means 256-bit encryption and multi-factor authentication. Crucially, they should use a trusted, read-only connection provider like Plaid, Finicity, or MX. This means the app can see your transaction data and balances but cannot move your money. I never sign up for an app that doesn’t make its security practices crystal clear.
Finally, think about the user experience. A clunky, confusing interface is a surefire way to make you abandon your financial goals. I look for a clean, intuitive design that makes it easy to see my financial health at a glance. Does the app have a useful mobile experience? Are the charts and reports easy to understand? You’re more likely to stick with a tool that you enjoy opening every day. By focusing on your goals, budget, security, and user experience, you can confidently choose a new financial home that fits your life perfectly.
FAQ
Why did Mint shut down, and what does it mean for me?
Mint was shut down by its parent company, Intuit, which decided to focus its efforts on other products like Credit Karma. For you, it means your financial data and history within Mint are no longer accessible. Intuit provided tools to migrate your data, primarily to Credit Karma, but Credit Karma is a different kind of service focused more on credit scores and loan offers than on daily budgeting and expense tracking. This change is exactly why so many of us are now searching for the best alternatives to Mint for managing your money.
Is it safe to link my bank accounts to these money management apps?
Reputable financial apps take security very seriously. They use the same level of encryption (256-bit SSL) that banks use. More importantly, they partner with secure data aggregation services like Plaid, which use “read-only” access. This means the app can see your transaction history and account balances, but it cannot initiate transfers or withdrawals from your accounts. Always verify the app’s security policy before signing up and use strong, unique passwords.
What’s the main difference between a free app and a paid subscription?
Free versions of these apps are great for basic budgeting and expense tracking. They typically allow you to connect accounts, categorize transactions, and see simple reports. Paid subscriptions, which usually cost between $5 and $15 per month, unlock advanced features. These can include creating custom spending categories, tracking investment performance in detail, generating more sophisticated reports for tax planning, setting up automated savings rules, and even getting access to personalized advice from financial experts.
Can I import my historical data from Mint to a new app?
This varies by app. Before Mint closed, it allowed users to download their transaction data as a .CSV file. Some alternative apps, like Monarch Money, built specific tools to import this Mint data directly, preserving your years of financial history. Other apps may allow you to manually upload a .CSV file, but the process might not be as seamless. It’s a key question to ask when you’re evaluating a new platform if maintaining your historical trend data is important to you.
I’m not a detailed budgeter. What type of app should I look for?
If the thought of setting up monthly category budgets makes you want to close the app, look for a tool that focuses on the big picture. An app like Empower (formerly Personal Capital) is fantastic for tracking your net worth and investment portfolio without requiring meticulous daily budgeting. Similarly, Simplifi by Quicksilver offers a “watchlist” for your key subscriptions and bills rather than forcing you into a rigid budget structure. The goal is to find an app that matches your engagement style.
Are there any good options that don’t require linking my bank accounts?
Yes, if you’re uncomfortable with account linking, you still have options. You can use a manual tracking tool like Tiller Money, which feeds your manually entered data into a customizable Google Sheet or Excel spreadsheet. Alternatively, you can use a simpler expense tracker app where you manually input your spending. The trade-off is a significant loss of automation and convenience, but it gives you complete control and privacy over your data.